Dear Monica: I would like to make an offer on a property that will likely receive multiple offers. The sellers have not provided a home inspection as part of the disclosures and I’m hesitant to make an offer without an inspection contingency. What would you advise ? Mary D.

Dear Mary: It is unwise to make an offer on a property that has not been inspected by a reputable inspector. It’s best to have an inspection contingency and if you get into contract you will have time to confirm the property condition. But the seller may choose another offer that has no contingency.

Decide what the risks are and if you can afford to take them you can act accordingly.