Insurance is Important

Dear Monica: I am selling my house and my insurance carrier is not going to write new policies in California. Could this affect a sale? Diane P.

Dear Diane: With insurers pulling out of the market here, buyers will have to confirm that they are able to get insurance when they make an offer. Sellers will have to be sure that buyers have done this before accepting an offer, especially if a property is in a wildland fire area. Even if the property is in a city that isn’t fire prone, there will be fewer insurance carriers to choose from and the costs will likely be higher. We are at the beginning of what could be an insurance crisis and many sales will be affected by it.

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